Looking for a MoneyLion referral code? Use code $YouTube to claim your initial sign-up bonus and unlock an extra cash bonus when you set up direct deposit.
If you are looking for an all-in-one financial platform to manage your money, get early access to your paycheck, or unlock fee-free cash advances, MoneyLion is one of the most versatile mobile banking options available. Even better, you can get a cash welcome bonus when signing up with an active referral link and code.
Below, we will walk you through how to use the referral code, break down the key features of MoneyLion, and explain how to score an additional bonus by setting up direct deposit.
Claim Your MoneyLion Welcome Bonus
Direct Sign-Up Link: Click here to sign up with MoneyLion
Referral / RoarTag Code: $YouTube
Note: You can click the link directly or enter $YouTube during the account setup process.
How to Apply the MoneyLion Referral Code
Claiming your initial sign-up reward takes just a few quick steps:
- Download or Open MoneyLion: Head to the MoneyLion referral sign-up link or download the app on iOS or Android.
- Create Your Account: Enter your basic details (legal name, email, and phone number) to register.
- Enter the Referral Code: When prompted for a referral code or RoarTag, input $YouTube.
- Open Your RoarMoney Account: Complete identity verification to finalize your account creation and unlock your baseline cash bonus.
Key Features of MoneyLion
MoneyLion is designed as a complete digital banking and financial management hub. Here are some of the most popular tools available inside the app:
- RoarMoney Banking: Mobile checking with no monthly maintenance fees, no minimum balance requirements, and access to thousands of fee-free ATMs nationwide.
- InstaCash Advances: Get interest-free cash advances to bridge the gap between paychecks with no credit check required.
- Get Paid Up to 2 Days Early: When you set up direct deposit to your RoarMoney account, your paycheck funds can arrive up to two days ahead of traditional bank schedules.
- Credit Builder Plus: Tools designed to help build or repair credit history with automated reporting to major credit bureaus.
- Auto-Invest & Crypto: Managed investment portfolios and crypto trading built directly into your everyday dashboard.
How to Earn the Extra Direct Deposit Bonus
In addition to the baseline sign-up bonus you receive when opening your account, MoneyLion frequently offers an additional cash reward when you switch and route a qualifying recurring direct deposit into your RoarMoney checking account.
Setting up your direct deposit takes only a couple of minutes inside the app. You can either search for your employer or payroll provider (such as ADP, Workday, or Walmart) to link directly, or simply copy your dedicated RoarMoney routing and account numbers to provide to your HR payroll department manually.
Beyond unlocking the extra cash bonus, having direct deposit active brings several core account perks:
- Early Paycheck Delivery: Receive your hard-earned pay up to two days earlier than traditional banks.
- Higher InstaCash Limits: Unlock increased 0% APR cash advance maximums (up to $1,000) to cover unexpected expenses between paydays.
- Zero Minimum Balance Fees: Enjoy fee-free banking with automated cash-back rewards on everyday debit card purchases.
MoneyLion Referral & Bonus FAQs
Is the referral code case-sensitive?
MoneyLion handles RoarTags as unique usernames. Entering $YouTube with the capital Y and T ensures it correctly routes to the active bonus program.
When will the bonus funds hit my account?
Initial sign-up bonuses typically post to your RoarMoney account shortly after opening. Direct deposit promotional bonuses are paid out once your qualifying recurring deposit has successfully cleared.
Are there fees to maintain a MoneyLion account?
RoarMoney checking accounts carry no minimum balance penalties and standard InstaCash cash advances have 0% APR.
Video Guide: How to Set Up Direct Deposit in MoneyLion
Watch our step-by-step video below to see how to quickly link your employer or grab your routing and account numbers in the MoneyLion app:
